Let's suppose that my DAILY bills to run everything in my farm is about $125. This includes electrical, internet, insurance, rent, etc.
As we all know, the price of a coin payout changes minute by minute, so a static threshold percentage value changes too. So if the prices of coins is such that $300 a day is produced, a static 70/30 payout percentage split between Coin %/USD payout would be about $210 worth of coins and $90 as bank transfer. But when crypto goes down, that $300 a day that USE TO BE made lowers and becomes $250 -- and a 70/30 split on the new low of $250 translates to $175 worth of coins and $75 USD bank transfer.
Now monthly debt obligations do not fluctuate in line with coin price. I wish they did!!

So, I was thinking something along the lines of logic that would be "Convert 100% of the hash power (at the start of each day) INTO USD until I reach my predefined daily debt obligation threshold of $125 ... AFTER the $125 threshold gets reached in USD, whenever that time is, dedicate the rest of the day sending 100% hash power to the coins listed in payouts."
See what I mean? In this manner, I can be sure that I make my daily requirement of USD that's more or less static month-to-month without having to touch coin percentage payout options in relation to the change of coin prices.